Updated Inventory Can Help With Home Insurance Claims
While home insurance can cover damage associated with fires, consumers should make sure they have the right amount to stay protected.
That’s one of the messages from California Insurance Commissioner Steve Poizner, who has urged residents of the state to be ready for wildfires. One way to do so, he said, is to set up a home inventory, which can make the claims process go more smoothly.
“These are concrete steps all Californians can take today to protect their homes and belongings,” Poizner said.
A home inventory consists of pictures of a person’s items and should include receipts and model numbers. Having this list can give the policy holder an idea as to whether they should increase their coverage.
Having compiled the inventory and updated home insurance coverage, policy owners should make sure they keep it in a safe place. That could include placing it in the care of a trusted relative or in a safety deposit box at a bank.
In addition to a inventory and checking on home insurance coverage, consumers may want to create a disaster kit for themselves, which should include a supply of food, water and medication.
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